Palmcredit Review: Mobile Application to loan money in Nigeria ( Scam or Legit)

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Is PalmCredit App Legit? Are they real and can they really lend money out as portrayed? These are some of the questions every one should ask at first PalmCredit introduction. And these lead us to another review again “PalmCredit Review” to help find answers to your questions before using PalmCredit app for lending Money.

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As the days goes by, Technology keep increasing and the online world is gradually turning into a misery to those who can’t understand how things works.

When you aren’t online situated, things happening online are somewhat magical but when you understand, you won’t marvel at any new development.

PalmCredit Review: What is PalmCredit?

PalmCredit is a newly developed Android Application(Apk) with the function to allow users borrow money or take credit Card loans.

Unlike other places where you lend money offline, With PalmCredit Money lending application you can easily lend money from your Mobile phone without having someone to stand for you.(Collateral)

Your Bank Details are your Collateral when lending from PalmCredit. as that’s everything needed to get started.

Currently, This app only work in Nigeria but the developers are planning to extend it to more African countries.

Is PalmCredit App Legit Or Scam?

Before downloading the app, i needed to see other users reviews about them which i did by checking out Google Playstore were the app is uploaded.

The good reviews i saw there indicates that lots of persons are currently using the money lending app without having issues.

While those who have issues is as a result of the phones they used or network problems and the developers is there giving them solutions as soon as complains are laid (it makes me feel like they are real humans who are only ready for business).

Having downloaded the App on my phone, i was so much impressed with their users interface. (It creates another impression ‘they have spent so much to develope the app for better users experience).

I won’t conclude if they are legit or scam here: Keep reading.

How Does PalmCredit Money lending App Works

At first after installing the app, I saw two options. which are:

  • Airtime Loan
  • And Installment Loan

  • Airtime Loan:

    Here you can get your mobile phone recharged even when you have no cash at hand. You Can borrow NGN1000-10,000 to pay back in 14 working Days.

  • Installment Loan:

    You can borrow real cash here and the money will be sent to your account where you can withdraw it. You can lend 15k-100k which you can pay back in 1-6months

Before You can do any transaction with this app, You must have to login with your Bank Details. Including your BVN number. this process is the registration process.

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PalmCredit Referral/Affiliate Program

This app also allow you to make money as an affiliate.

According to them, you will earn NGN600 for every user you refer to join the program.

I can’t really say much about this section as am not using the PalmCredit app affiliate program neither have i seen any review yet about their referral program.

To me, it’s just a way they’ve set up to get more clients to use their app. so PalmCredit referral program it’s much likely to be Legit. (You can give it a try and get back here with your review).

Before you can use their referral program, you must first of all be a registered member of PalmCredit

PalmCredit Loan Nigeria Charges and Interests Rates

As soon as you download and install the Palmcredit app on your android phone, Click on the left side menu bar. and you will see Palmcredit FAQ page

This FAQ page answers every question you need to know before and after lending money from Palm credit Loan Nigeria App

Is Palmcredit on Facebook?

Yes I have seen so many palmcredit review(s) on Facebook which even made me believe they are not scam.
as of the time of writing this article in case they later decides to temper with their reputations.

You can Find Palmcredit Facebook Page Here to see more Reviews about them.

PalmCredit Contact email Address

I also searched for this but i noticed they don’t have any contact email for now. that means you can’t send them message through email Address but you can still reach them anyway.

Palm Credit Phone Number-palmcredit customer care number

Palm Credit do receive calls which i think is better than email contact. You can reach PalmCredit on +23470072564357 this phone number is officially displayed on the PalmCredit Facebook page. you can find out yourself.

PalmCredit Website- palmcredit customer care number

PalmCredit activities like registration, taking loans, paying back and others aren’t done from their website which is PalmCredit.co instead you can get everything from the PalmCredit mobile app.

When you’re finding it difficult to repay your loan on PalmCredit

If you’ve got issues paying back your palm Credit loans perhaps because of network errors or so and your payment date is due, You can make payment to palm credit Nigeria via bank transfer while they clear your debt.

All you have to do is Make the payment of the amount you owe them to the bank as shown on above screenshot and the Contact them via their details as displayed or reach them officially on their Facebook fan page and drop your message with the payment proof. When your payment is confirmed, your debt will be cleared

Just in case you think this page is furged, you can reach them officially to confirm Palm credit their bank account before making payment.

Automatically, You can now repay your palm Credit loans when due with bank transfer. That’s when you encounter difficulties in replaying your loan.

My Final Say:

As far as You’re in Nigeria and you provided the required Details correctly, they are working absolutely alright from users reviews.

Sure: You can use this App but with fear.

The only risky thing here is your Bank Details which are disclosed. But taking deep look, Am sure your data is safe.

For Now , We can say PalmCredit is Legit and Not Scam: If any scam activity is found later about this money lending app, we shall surely update this page.

Downloading PalmCredit App

To Download PalmCredit app is absolutely free of Charge and you can install on your Android mobile of all version.

The app is available on Google PlayStore and many other download Websites You can Find Here.

As You rock with this App, Remember this is Nigeria where anything can happen; (Goodday)

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